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The Insurance Authority (“IA”) website contains information and material compiled by the IA for reference only. Any information the IA provides about how the IA may interpret the law or how certain matters may be addressed is provided generally without considering your specific circumstances and the information is not meant to be exhaustive. Such information should not be regarded as a substitute for professional advice. You should seek independent legal or other professional advice before taking action on any matters to which information provided on this website may be relevant, or if you have any doubt about how the law applies to you.

The IA shall not be responsible for any consequential effect, nor be liable for any loss or damage, howsoever caused, arising from or in connection with the use of or inability to use this website or use of or reliance upon any information or material provided on this website.

The IA endeavours to ensure that the information contained on this website is accurate as at the date of publication, but does not warrant its accuracy or accept any liability (including third party liability) for any loss or damage, whether or not arising from any inaccuracy or omission or from any decision, action or non-action based on or in reliance upon information contained on this website.

This website contains material provided to the IA by third parties. The IA is not responsible for any error, omission or inaccuracy in such material. The IA reserves the right to omit, suspend or edit any material submitted.

Users who link from the IA website to websites provided by other organisations should be aware that the information on those websites has not been compiled or issued by the IA. The IA is not responsible for such information and makes no representation about its accuracy, completeness or legality and will not be liable for any loss or damage arising from or related to its use. The inclusion of a link does not imply that the IA endorses the website.

Unless otherwise stated, all copyright and other intellectual property rights in the materials on this website (including but not limited to all text, graphics, drawings, diagrams, photographs and compilation of data or other materials) are protected by copyright and belong to the IA. Any reproduction, adaptation, distribution, dissemination or making available of such copyright works to the public is strictly prohibited unless prior written consent is obtained from the IA.

The IA’s copyright notice (i.e. © Insurance Authority) must appear on all copies.