... the lock-up period, and if applicable the downside implications, and when ILAS policies are involved also with the fees and charges and the investment risks. 15. When insurance products of providers not authorized in Hong Kong are included in the recommendation, the Members should give the rationales...

... resultant effect of such an allocation has a significant effect on the underwriting results from one accounting period to the next. 4 (a) assumptions used in the valuation process and the justifications therefor; (b) definition of terms and expressions used in the report that may be ambiguous or subject to...

... escalation to claims personnel with higher authority when the timeframes are exceeded. This enables focus to be put on claims which go beyond the pre-set timeframes, so that the insurer can assess whether the longer period for handling the claim is justified, and what can be done to expedite matters....

... principal for any loss of the profit expected from performing the agreement during the remainder period. (d) Death: Because an agency relationship is a personal one, the death of either the principal or the agent will end the agreement. Should either party be a corporate body (company), its liquidation will...

... agreement during the remainder period. (d) Death: Because an agency relationship is a personal one, the death of either the principal or the agent will end the agreement. Should either party be a corporate body (company), its liquidation will have the same effect. (e) Insanity: If either the principal or...

... they join the labour force. For the other dependents, medical cost is incurred until their death. ii) Future education cost of dependent children This component considers the accumulated education costs of dependent children before they enter tertiary education. The Study takes into account the period...

... they join the labour force. For the other dependents, medical cost is incurred until their death. ii) Future education cost of dependent children This component considers the accumulated education costs of dependent children before they enter tertiary education. The Study takes into account the period...

... intermediaries. Persistent complainant If a complainant persists in pursuing his / her complaint for a long period of time but fails to provide the necessary information or evidence in relation to the complaint, the IA may refrain from entering into any further discussion or correspondence with the complainant...

... intermediaries. Persistent complainant If a complainant persists in pursuing his / her complaint for a long period of time but fails to provide the necessary information or evidence in relation to the complaint, the IA may refrain from entering into any further discussion or correspondence with the complainant...