..., fraudulent or unethical means). Representation of Information – refers to complaints relating to the presentation of an insurance product’s features, policy terms and conditions, premium payment terms or returns on investment, dividend or bonus shown on benefit illustrations, etc. Claims – refers to...

... expects to represent its capital, surpluses and insurance funds; and the estimated proportion which will be represented by each type of investment, together with a description of the company’s investment policy; and (b) a description of the company’s dividend policy. 25. (a) In respect of reinsurance of...

... the company’s investment policy; and (b) a description of the company’s dividend policy. 25. (a) In respect of reinsurance of general business, a description of the company’s claims reserving policy, including arrangements for setting up reserves, frequency of reviewing, and measures and methodologies...

... expects to represent its capital, surpluses and insurance funds; and the estimated proportion which will be represented by each type of investment, together with a description of the company’s investment policy; and (b) a description of the company’s dividend policy. 25. (a) In respect of reinsurance of...

... the company’s investment policy; and (b) a description of the company’s dividend policy. 25. (a) In respect of reinsurance of general business, a description of the company’s claims reserving policy, including arrangements for setting up reserves, frequency of reviewing, and measures and methodologies...

..., fraudulent or unethical means). Representation of Information – refers to complaints relating to the presentation of an insurance product’s features, policy terms and conditions, premium payment terms or returns on investment, dividend or bonus shown on benefit illustrations, etc. Claims – refers to...

... expects to represent its capital, surpluses and insurance funds; and the estimated proportion which will be represented by each type of investment, together with a description of the company’s investment policy; and (b) a description of the company’s dividend policy. 25. (a) In respect of reinsurance of...

... the company’s investment policy; and (b) a description of the company’s dividend policy. 25. (a) In respect of reinsurance of general business, a description of the company’s claims reserving policy, including arrangements for setting up reserves, frequency of reviewing, and measures and methodologies...

... Rates, which sets out a clear and uniform methodology to calculate and disclose fulfillment ratios of the non-guaranteed dividends for participating products, and historical crediting interest rates for universal life products. A full list of the guidance notes promulgated by the IA is at Appendix 8....

... Rates, which sets out a clear and uniform methodology to calculate and disclose fulfillment ratios of the non-guaranteed dividends for participating products, and historical crediting interest rates for universal life products. A full list of the guidance notes promulgated by the IA is at Appendix 8....