... categorized based on the major nature. Explanatory Note: (a) Representation of Information (e.g. presentation of product features, policy terms and conditions, premium paying terms or returns on investment, dividend or bonus shown on benefit illustrations, etc.) (b) Claims (e.g. dispute on the result of...

... Equity D. Bonus Issue E. Dividend F. Stock Exchange of Hong Kong (SEHK) G. International Markets H. Market Indexes I. Fundamental Investment Analysis J. Technical Analysis K. Advantages of Equities L. Disadvantages of Equities iv. Financial Derivatives A. Uses of Financial Derivatives B. Forward and...

... when they retire to cover their daily expenses. Additionally, qualifying deferred annuity premiums are eligible for tax deductions. Annuity plans o�ered by the private sector are mostly deferred annuities, with the annuity payouts usually comprising both "guaranteed" and "non-guaranteed" payouts. The...

... expenses. Additionally, qualifying deferred annuity premiums are eligible for tax deductions. Annuity plans o�ered by the private sector are mostly deferred annuities, with the annuity payouts usually comprising both "guaranteed" and "non-guaranteed" payouts. The “non-guaranteed” part is often a�ected by...

... when they retire to cover their daily expenses. Additionally, qualifying deferred annuity premiums are eligible for tax deductions. Annuity plans o�ered by the private sector are mostly deferred annuities, with the annuity payouts usually comprising both "guaranteed" and "non-guaranteed" payouts. The...

... when they retire to cover their daily expenses. Additionally, qualifying deferred annuity premiums are eligible for tax deductions. Annuity plans o�ered by the private sector are mostly deferred annuities, with the annuity payouts usually comprising both "guaranteed" and "non-guaranteed" payouts. The...

... Information (e.g. complaints relating to the presentation of product features, policy terms and conditions, premium payment terms or returns on investment, dividend or bonus shown on benefit illustrations, etc.) (b) Claims (e.g. disputes on the result of claims assessment or settlement amount, etc.) (c...

.../1 4.3 Grace Period 4/3 4.4 Beneficiary Designation 4/4 4.5 Nonforfeiture Benefits 4/5 4.6 Policy Loan 4/6 4.7 Reinstatement 4/6 4.8 Misstatement of Age or Sex 4/7 4.9 Assignment 4/8 4.10 Dividend Options 4/9 4.11 Settlement Options 4/10 4.12 Suicide Exclusion 4/10 iv 5. LIFE INSURANCE PROCEDURES 5/1...

... 4.5 Nonforfeiture Benefits 4/5 4.6 Policy Loan 4/6 4.7 Reinstatement 4/7 4.8 Misstatement of Age or Sex 4/7 4.9 Assignment 4/8 4.10 Dividend Options 4/9 4.11 Settlement Options 4/10 4.12 Suicide Exclusion 4/10 5. LIFE INSURANCE PROCEDURES 5/1 5.1 Company Operation 5/1 5.1.1 Typical Company Operational...

... Incontestability Provision 4/1 4.3 Grace Period 4/4 4.4 Beneficiary Designation 4/4 4.5 Nonforfeiture Benefits 4/5 4.6 Policy Loan 4/6 4.7 Reinstatement 4/7 4.8 Misstatement of Age or Sex 4/7 4.9 Assignment 4/8 4.10 Dividend Options 4/9 4.11 Settlement Options 4/10 4.12 Suicide Exclusion 4/10 iv 5. LIFE INSURANCE...