..., etc.) and how these aspects may have adverse impacts on the outcome of the insurance policy. 20. Insurers and insurance intermediaries must clearly explain to the customers the impact of their use of premium financing on the customers’ rights to cancel the policy within the Cooling-off Period...

... Such requirement is considered important for safeguarding the clients’ rights to cancel their new long term insurance policies issued by insurers within the 21-day cooling-off period under the Hong Kong Federation of Insurers’ initiative on “Cooling-off Period”. Annex Page 3 of 11 However, it was noted...

... cooling-off period, levy paid is fully refundable irrespective of the amount of premium refund. Insurer may net-off the refund of levy already remitted to the Authority in the subsequent levy remittance and report this in the remittance return as mentioned in paragraph 16 below. 14. Insurers must maintain...

... cooling-off period, levy paid is fully refundable irrespective of the amount of premium refund. Insurer may net-off the refund of levy already remitted to the Authority in the subsequent levy remittance and report this in the remittance return as mentioned in paragraph 16 below. 14. Insurers must maintain...

... cooling-off period, levy paid is fully refundable irrespective of the amount of premium refund. Insurer may net-off the refund of levy already remitted to the Authority in the subsequent levy remittance and report this in the remittance return as mentioned in paragraph 16 below. 14. Insurers must maintain...

... or types of insurance products to which the Guidelines are applicable. For example, there are Guidelines issued in relation to long-term products on the subject of financial needs analysis, cooling off period, investment linked assurance scheme products, gifts and policy replacement. All these...

... or types of insurance products to which the Guidelines are applicable. For example, there are Guidelines issued in relation to long-term products on the subject of financial needs analysis, cooling off period, investment linked assurance scheme products, gifts and policy replacement. All these...

... Illustrations for Long Term Insurance Policies (Guideline 28), (v) Guideline on Cooling-off Period (Guideline 29) and (vi) Guideline on Financial Needs Analysis (Guideline 30) 13 September 2019 G.N.5698 of 2019 Notice under section 95(1) of the...

... you. You will be solely liable for any late penalty interest or defaulting interest imposed by the lender under the terms and conditions of the loan contract. 15. Impacts on cooling-off right: Your right to cancel this Policy within the cooling-off period may be assigned to the lender, and therefore...

... the integrity fostered by PIBA. 7 Inform Client of Cooling Off Right 5.1 Member should advise client of the Cooling-off period when, or before, client decides to purchase ILAS policy, and should further remind client of such right upon delivery of the policy. Member is expected to make itself...