... intermediaries’ remuneration, the need to complete the post-sale call, the 21-day cooling-off period etc. The IFS/AD must be duly signed by the client. 5.3 Member has the duty to put in place a proper mechanism to ensure full understanding of the above by the client, as evidenced in the IFS/AD. 6. Post-sale...

.../Non-Participating Policies B. With-Profits/Participating Policies C. Comparison Criteria xii. Taxation xiii. Sales Practice A. Customer Protection Requirements Relating to Sale of Investment Linked Assurance Schemes B. Information to be Communicated in Sales Process C. Principal Brochure D. Cooling-off Period E....

... Assurance Schemes (ILAS) 4.13.2 Information to be Communicated in Sales Process 4.13.3 Principal Brochure Chapter Page 4.13.4 Cooling-off Period 4.13.5 Customer Protection Declaration 4.14 Ethics 4/44 4.15 Illustration Documents 4/45 4.15.1 Linked Policy Illustration Documents 4.16 Policy Administration and...

... Practice 4/26 4.13.1 Customer Protection Requirements Relating to Sale of Investment Linked Assurance Schemes (ILAS) 4.13.2 Information to be Communicated in Sales Process 4.13.3 Principal Brochure v Chapter Page 4.13.4 Cooling-off Period 4.13.5 Customer Protection Declaration 4.14 Ethics 4/44 4.15...

... Practice 4/26 4.13.1 Customer Protection Requirements Relating to Sale of Investment Linked Assurance Schemes (ILAS) 4.13.2 Information to be Communicated in Sales Process 4.13.3 Principal Brochure v Chapter Page 4.13.4 Cooling-off Period 4.13.5 Customer Protection Declaration 4.14 Ethics 4/44 4.15...

...  Premium receipts  Direct to insurers  Limit on cash payment  Policy Payouts  Cooling-off period - % of premium refund is low  Lapse/early surrender - % of lapse/surrender benefits paid within 25 months after policy issuance is low  Third Party  International remittances – low proportion, whether...

...  Premium receipts  Direct to insurers  Limit on cash payment  Policy Payouts  Cooling-off period - % of premium refund is low  Lapse/early surrender - % of lapse/surrender benefits paid within 25 months after policy issuance is low  Third Party  International remittances – low proportion, whether...

...  Premium receipts  Direct to insurers  Limit on cash payment  Policy Payouts  Cooling-off period - % of premium refund is low  Lapse/early surrender - % of lapse/surrender benefits paid within 25 months after policy issuance is low  Third Party  International remittances – low proportion, whether...

... measures like enhanced upfront information disclosure and a longer cooling-off period. Up to the end of October, 20, 800 policies have been issued through TFMs, producing $320 million of annualized new premiums. According to the data collected so far, the customers taking advantage of TFMs are younger...

... measures like enhanced upfront information disclosure and a longer cooling-off period. Up to the end of October, 20, 800 policies have been issued through TFMs, producing $320 million of annualized new premiums. According to the data collected so far, the customers taking advantage of TFMs are younger...