... – Points to Note for Virtual Onboarding via Video Conference” leaflet. A cooling-off period also applies If you apply for long-term insurance policies online on your own, you will still enjoy a cooling-off period, which allows policy holders a reasonable time to carefully review the policy terms. If after...
https://www.ia.org.hk/english/digital_onboarding/files/Digital_onboarding_1_en.pdf -
Date: 2022-03-15
... “cooling-off period”2 and obtain a full refund of the insurance premium (less a market value adjustment where applicable). 5. You should beware that licensed insurance intermediary may have a conflict of interests in persuading you to replace your existing policy. You should, apart from listening to the advice...
https://www.ia.org.hk/english/infocenter/files/Life_Insurance_Policy_e_Jun_2021.pdf -
Date: 2021-12-14
... “cooling-off period”2 and obtain a full refund of the insurance premium (less a market value adjustment where applicable). 5. You should beware that licensed insurance intermediary may have a conflict of interests in persuading you to replace your existing policy. You should, apart from listening to the advice...
https://www.ia.org.hk/english/infocenter/files/Life_Insurance_Policy_e_Jun_2021.pdf -
Date: 2022-05-24
... the Insurance Authority’s thematic webpage of Insurance Digital Onboarding, and read the “Insurance Digital Onboarding – Points to Note for Virtual Onboarding via Video Conference” leaflet. 66 If you apply for long-term insurance policies online on your own, you will still enjoy a cooling-off period...
https://www.ia.org.hk/english/infocenter/files/Digital_onboarding_1_en.pdf -
Date: 2022-05-24
... situation. If I change my mind right after purchasing a life insurance policy, can I cancel it? 4 To protect the interests of policyholders, a “cooling-off period” applies to all life insurance products sold in Hong Kong. During the cooling-off period, you have the right to cancel the life insurance policy...
https://www.ia.org.hk/english/infocenter/files/Understanding_Life_Insurance_Eng.pdf -
Date: 2021-12-14
... to cancel it within the “cooling-off period” and obtain a full refund of the insurance premium (less a market value adjustment where applicable). With effect from 1 February 2010, “cooling-off period” has been amended to define as 21 days after the delivery of the policy or issue of a Notice to the...
https://www.ia.org.hk/english/consumer/files/life_insurance_policy_eng.pdf -
Date: 2020-04-21
... pamphlet "Life Insurance Policy Replacement – What you need to know". Cooling-off Period for Long Term Insurance Policies Policy holders are given a cooling-off period to review the terms and conditions of their long term insurance policies. The arrangement was...
https://www.ia.org.hk/english/consumer/industry_practices_associated_with_the_sale_of_Insurance_policies.html -
Date: 2020-04-21
... disclose these changes to the insurance company. The insured must inform the insurance company in writing if there is any change in their health condition. After taking out a policy 2. The cooling-off period is 21 days after the delivery of the policy or issuance of a notice informing the policy holder of...
https://www.ia.org.hk/english/infocenter/files/New_Regime_English.pdf -
Date: 2021-12-14
... disclose these changes to the insurance company. The insured must inform the insurance company in writing if there is any change in their health condition. After taking out a policy 2. The cooling-off period is 21 days after the delivery of the policy or issuance of a notice informing the policy holder of...
https://www.ia.org.hk/english/infocenter/files/New_Regime_English.pdf -
Date: 2022-05-24