... Declarations which can be exempted for top-up applications? A 16 Referring to the template provided by the IA (in Appendix 1), all items of the IFS, except paragraph 2 (Cooling-off period) and paragraph 4 (Long-term features) (for some legacy products without a Product Brochure and/or Product Key Facts...

... Declarations which can be exempted for top-up applications? A 16 Referring to the template provided by the IA (in Appendix 1), all items of the IFS, except paragraph 2 (Cooling-off period) and paragraph 4 (Long-term features) (for some legacy products without a Product Brochure and/or Product Key Facts...

... product and the fact that the customer has a cooling-off period (see further paragraph 7 below); (h) “Linked long term business” refers to contracts of insurance in Class C (Linked long term) of Part 2 of Schedule 1 to the Ordinance. In this Guideline, a reference to an “ILAS product” or “ILAS policy” is...

... product and the fact that the customer has a cooling-off period (see further paragraph 7 below); (h) “Linked long term business” refers to contracts of insurance in Class C (Linked long term) of Part 2 of Schedule 1 to the Ordinance. In this Guideline, a reference to an “ILAS product” or “ILAS policy” is...

... product and the fact that the customer has a cooling-off period (see further paragraph 7 below); (h) “Linked long term business” refers to contracts of insurance in Class C (Linked long term) of Part 2 of Schedule 1 to the Ordinance. In this Guideline, a reference to an “ILAS product” or “ILAS policy” is...

... product and the fact that the customer has a cooling-off period (see further paragraph 7 below); (h) “Linked long term business” refers to contracts of insurance in Class C (Linked long term) of Part 2 of Schedule 1 to the Ordinance. In this Guideline, a reference to an “ILAS product” or “ILAS policy” is...

... charges, payment term, remuneration and cooling-off period, etc. Assist customer in policy application Remind customer again the importance of the post-sale call and the cooling-off period Explain clearly the IFS / Applicant's Declaration (“AD”) Insurer to check suitability of customer in FNA / RPQ and...

... GL28: Guideline on Benefit Illustrations for Long Term Insurance Policies Interpretation Notes GL29: Guideline on Cooling-off Period Interpretation Notes...

... point-of-sale is duly performed and an extended cooling-off period of no less than 30 calendar days is in place. Fast Track to process VO Sandbox applications The IA has set up a fast track to expedite the processing of applications from insurers without VO Sandbox intending to sell life...

... relation to the IFS.  For the avoidance of doubt, the IFS must be obtained for products that are open for top-up. All items must be filled except Para. 2 (Cooling-off period) and (for some very old products without principal brochure and/or key facts statements) Para. 4 (Long-term features) of the IFS....